# Kulhad > A free page with your UPI QR code. Supporters in India pay creators directly over UPI, leave a message, and the creator decides what appears on the page. Kulhad never holds the money and takes no commission. ## How money moves Payments go bank to bank over UPI. Kulhad does not collect, hold or transfer money, and has no wallet. There is nothing to withdraw, because the money is already the creator's. UPI person-to-person payments have no callback or notification, so Kulhad cannot confirm that a payment happened. A supporter marks a payment as sent, the creator checks their own bank app for the amount and a four-character reference code, and approves it. Nothing appears on a page until the creator approves it. Kulhad never describes a payment as verified or confirmed. ## Pricing Kulhad takes no commission and charges creators nothing to receive support. Kulhad Premium is a subscription creators pay to Kulhad for a custom domain, several UPI IDs, page stats, themes and bulk approval. It never touches the money supporters send, and the free page stays free. ## Start here - [Kulhad](https://kulhad.co): what it is, and how to claim a page - [How it works](https://kulhad.co/how-it-works): the four steps, the money path, and what Kulhad can and cannot see - [Who it is for](https://kulhad.co/who-its-for): musicians, teachers, artists, writers, streamers and small shops - [Pricing](https://kulhad.co/pricing): what the subscription buys, and what it does not - [Help centre](https://kulhad.co/help): every screen and every action, written out step by step ## Help Every screen and every action, written out step by step. The whole set is also served as one Markdown file at https://kulhad.co/help.md, and each article is served as Markdown at its own address followed by /md. ### Getting started - [What is Kulhad?](https://kulhad.co/help/getting-started/what-kulhad-is): A page with your UPI ID on it. People pay you from their own bank app, and you approve what appears. - [How to choose your page name](https://kulhad.co/help/getting-started/claim-your-page-name): How to pick the name in your address, what is allowed, and what to do if it is taken. - [How to sign up and sign in](https://kulhad.co/help/getting-started/signing-up-and-signing-in): The two ways in, what happens the first time, and what to do when you cannot get back. - [How to add your UPI ID](https://kulhad.co/help/getting-started/adding-your-upi-id): Where to find your UPI ID, where to put it, and what happens if it is wrong. - [How to test your UPI ID with one rupee](https://kulhad.co/help/getting-started/testing-with-one-rupee): The one minute check that proves money reaches you, and what to do if it does not. - [How to share your page for the first time](https://kulhad.co/help/getting-started/your-first-share): Where to put the link so people actually find it, and what to say when you post it. ### Your page - [What a supporter sees on your page](https://kulhad.co/help/your-page/what-a-supporter-sees): A walk down your page in the order somebody reads it, and where each piece is set. - [How to set your name, photo and cover image](https://kulhad.co/help/your-page/name-photo-and-cover): The three things at the top of your page, what sizes work, and how the crop tool behaves. - [How to write your bio](https://kulhad.co/help/your-page/writing-your-bio): The paragraph under your name, what it should say, and the formatting you can use. - [How to set your amounts and what to call them](https://kulhad.co/help/your-page/your-amounts): Setting the chips on your pay card, and why the label matters more than the number. - [How to add your social links](https://kulhad.co/help/your-page/your-social-links): Adding the row of icons under your bio, and which addresses are accepted. - [What is the announcement banner?](https://kulhad.co/help/your-page/the-announcement-banner): One line across the top of your page, when to use it, and how to make it stop. - [How to change your page language](https://kulhad.co/help/your-page/your-page-language): Setting the language your supporters read, and how it differs from the language you work in. ### Getting paid - [How getting paid works, step by step](https://kulhad.co/help/getting-paid/what-happens-step-by-step): The whole path from somebody opening your page to a message appearing on it. - [What is the reference code?](https://kulhad.co/help/getting-paid/the-reference-code): What the code is for, what it is made of, and every place you will see it. - [How to find a payment in your bank app](https://kulhad.co/help/getting-paid/finding-it-in-your-bank): What to look for, in what order, and what to do when the note is missing. - [How to approve or reject a support](https://kulhad.co/help/getting-paid/approving-and-rejecting): The two buttons, what each one changes, and the third option in between. - [What happens to a support you never approve](https://kulhad.co/help/getting-paid/claims-you-never-touch): The two clocks on the pending list, and what disappearing actually means. - [Why Kulhad cannot tell you a payment arrived](https://kulhad.co/help/getting-paid/why-kulhad-cannot-tell-you): The reason there is no automatic notification, and what that means for you day to day. - [Can somebody support me anonymously?](https://kulhad.co/help/getting-paid/supporters-with-no-name): How anonymous support works, what you can see, and how to turn it off. - [What is the receipt link?](https://kulhad.co/help/getting-paid/the-receipt-link): What your supporter gets after they pay, what is on it, and what to do if they lose it. ### Goals - [How to create a goal](https://kulhad.co/help/goals/creating-a-goal): Setting up the progress bar on your page, and what each field does. - [What is the goal page and its QR code?](https://kulhad.co/help/goals/the-goal-page-and-its-qr): Every goal gets its own address and its own code, and what those are for. - [How to post a progress update](https://kulhad.co/help/goals/progress-updates): Telling the people who gave what happened next, and where the updates appear. - [What happens when a goal is reached](https://kulhad.co/help/goals/when-a-goal-fills): The bar reaches the target, and then what. - [How to run more than one goal](https://kulhad.co/help/goals/more-than-one-goal): What a free page can do, what Premium adds, and what happens when a plan lapses. ### Sharing your page - [How to share your page link](https://kulhad.co/help/sharing/your-link): The address itself, the four buttons beside it, and where to put it. - [Normal QR or Counter QR: which one to use](https://kulhad.co/help/sharing/your-qr-code): The two codes on the Share screen, what each one does when scanned, and which to print. - [How to print posters, standees and counter cards](https://kulhad.co/help/sharing/posters-and-standees): Four ready made print sheets, what each is for, and how to get them printed. - [How to use share images for stories and posts](https://kulhad.co/help/sharing/share-images): Ready made pictures for a story, a square post or a link preview. - [How to add a support button to your website](https://kulhad.co/help/sharing/image-button-on-your-website): One line of HTML that puts a button anywhere, including a README. - [How to add the floating widget to your website](https://kulhad.co/help/sharing/the-floating-widget): A small button in the corner of every page on your site, and how it opens. - [How to embed your goal bar](https://kulhad.co/help/sharing/the-goal-bar): Your live goal progress as a strip you can put in a sidebar or a footer. - [How to add a stream overlay in OBS](https://kulhad.co/help/sharing/stream-overlays): Three browser sources that put your goal, your latest messages, or an alert on a stream. ### Supporters and messages - [How to use the supporters list](https://kulhad.co/help/supporters/the-supporters-list): Everything you have approved, in one table, and what you can do from it. - [How to reply to a supporter](https://kulhad.co/help/supporters/replying-to-a-supporter): Writing a line back, where it shows, and the saved replies that make it quick. - [How to hide a message from your page](https://kulhad.co/help/supporters/hiding-a-message): Taking something off your wall without taking the money off your total. - [How to turn on voice messages](https://kulhad.co/help/supporters/voice-messages): Letting supporters record a few seconds instead of typing, and where they play. - [How to download your supporters as a spreadsheet](https://kulhad.co/help/supporters/downloading-a-spreadsheet): Getting the whole list out as a CSV, what the columns are, and what it is for. - [How to set a thank you image or video](https://kulhad.co/help/supporters/thank-you-media): Something that plays for a supporter right after they have paid. ### Premium - [What does Premium include?](https://kulhad.co/help/premium/what-premium-adds): The list of what the subscription unlocks, and the one thing it does not change. - [How to pay for Premium](https://kulhad.co/help/premium/paying-for-premium): How to subscribe, what you can pay with, and where to find what you have been charged. - [How to connect your own domain](https://kulhad.co/help/premium/your-own-domain): Pointing a domain you own at your Kulhad page, and what to do while you wait for DNS. - [How to change your page theme](https://kulhad.co/help/premium/themes-and-festival-modes): Changing how your page looks, and the seasonal ones that switch themselves on. - [How to add more than one UPI ID](https://kulhad.co/help/premium/more-than-one-upi-id): Keeping several accounts on one page, which one gets paid, and what rotation does. - [What is on the page stats screen?](https://kulhad.co/help/premium/page-stats): The numbers on the Premium stats tab, where they come from, and what they leave out. - [How to cancel Premium](https://kulhad.co/help/premium/cancelling): Stopping the subscription, when it actually ends, and exactly what switches off. ### Troubleshooting - [QR code does not open a UPI app](https://kulhad.co/help/troubleshooting/qr-did-not-open-a-upi-app): What each of the two codes is supposed to do when scanned, and what to check. - [A payment was declined](https://kulhad.co/help/troubleshooting/payment-was-declined): The reasons a UPI payment fails, in the order they actually happen. - [Why can a supporter only send about 5,000 rupees the first time?](https://kulhad.co/help/troubleshooting/first-payment-limit): The 24 hour cap on a new payee, why it hits your page in particular, and what to do. - [The money left their account but is not in your bank](https://kulhad.co/help/troubleshooting/money-left-but-is-not-in-your-bank): What to check when a payment shows as sent on one side and missing on the other. - [Somebody says they paid and you cannot find it](https://kulhad.co/help/troubleshooting/cannot-find-the-payment): A checklist for the most common pending list problem. - [Your page is not loading](https://kulhad.co/help/troubleshooting/your-page-will-not-load): Quick checks first, then the ones that actually explain it. - [Your custom domain is not working](https://kulhad.co/help/troubleshooting/domain-not-working): The four things that stop a connected domain from serving your page. - [A voice message will not upload](https://kulhad.co/help/troubleshooting/voice-message-upload): What to check when a recording fails to attach. - [You cannot sign in](https://kulhad.co/help/troubleshooting/you-cannot-sign-in): Getting back into your dashboard when the usual route stops working. ### Account and privacy - [What can Kulhad see about you?](https://kulhad.co/help/account/what-kulhad-can-see): A plain list of what is stored, what is not, and who it is shared with. - [How to change your page name](https://kulhad.co/help/account/changing-your-page-name): How to change the last part of your address, and everything that breaks when you do. - [What your email address is used for](https://kulhad.co/help/account/your-email-address): What Kulhad sends you, what it never sends, and whether supporters can see it. - [How to report a page](https://kulhad.co/help/account/reporting-a-page): Telling Kulhad about a page that should not be up, and what happens next. - [How to delete your page](https://kulhad.co/help/account/deleting-your-page): How to close the account, what goes, and what happens to people who supported you. - [Where does your money actually go?](https://kulhad.co/help/account/where-your-money-goes): The path a rupee takes, who touches it, and why there is nothing to transfer out. - [Connecting an AI assistant to your page](https://kulhad.co/help/account/connecting-an-ai-assistant): What an assistant like Claude or ChatGPT can do with your page, what it cannot, and how to disconnect it. ## Free tools Each runs entirely in the browser. Nothing typed into them is sent to Kulhad. - [Make a UPI QR code](https://kulhad.co/tools/upi-qr-generator): Turn any UPI ID into a QR people can scan. - [Make a UPI payment link](https://kulhad.co/tools/upi-link-generator): Build a upi:// link you can send on WhatsApp. - [Check a UPI QR code](https://kulhad.co/tools/qr-decoder): See which UPI ID a QR code actually pays before you send money. - [Write a payment request](https://kulhad.co/tools/whatsapp-request): A polite message with your UPI link, ready for WhatsApp. - [Check a UPI ID](https://kulhad.co/tools/upi-id-checker): See whether a UPI ID looks right and which bank or app it belongs to. ## Languages English, Hindi, Hinglish, Marathi, Tamil, Telugu and Malayalam. Amounts, UPI IDs and reference codes stay in Latin script in every language. Only the English pages are indexed. The other six carry noindex and are linked here because they are worth reading, not because they are worth ranking. - [English](https://kulhad.co) - [Hindi](https://kulhad.co/hi) - [Hinglish](https://kulhad.co/hi-Latn) - [Marathi](https://kulhad.co/mr) - [Tamil](https://kulhad.co/ta) - [Telugu](https://kulhad.co/te) - [Malayalam](https://kulhad.co/ml) ## Legal - [Terms](https://kulhad.co/terms) - [Privacy](https://kulhad.co/privacy)